Your Expat Insurance Ally in Germany

I help you simplify your Insurance Journey
Expert in Health Insurance Options
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Your Expat Insurance Ally in Germany

Are you an expat, feeling  lost in Germany´s healthcare maze?

Well, you're not alone! As a husband to an expat and with two decades of experience in the field, I've personally navigated and understand your unique challenges.

Why trust me? With my experience in consulting hundreds of expats, I specialize in finding insurance solutions that are tailored to your specific needs.

During my tenure at ottonova, I developed customized tariffs and streamlined processes specifically for expats. This experience has equipped me with invaluable insights into what works best for you.

My expertise extends to a broad range of insurance and finance topics. As an independent, certified Insurance Broker licensed by the German Chamber of Commerce, I'm equipped to handle these areas for you. 

For clear, actionable advice and personalized solutions, let's connect!

Together, let's secure the right insurance coverage for your peace of mind in Germany.


Felix Kugelmann, Insurance Advisor
Let's talk without any obligation
To the calendar

What our customers say about us

Thank you for the impressive consultation! All inquiries and doubts were resolved promptly. It was a thoroughly reliable support and I would definitely recommend it.
Jan Siebert, Online-Entrepreneur

I highly recommend Felix if you have any questions regarding insurance.

With vast experience at a world-leading insurer and cutting-edge fintech companies in Germany, Felix demonstrates a deep understanding of the unique challenges faced by expats and entrepreneurs. His clarity, emphasis on value, and structured approach make him an invaluable resource in navigating insurance solutions tailored to your needs.

David Cahez, IT-Consultant & Entrepreneur

What Insurances do I need?

Foundation
Secure your health with the right insurance, be it public with supplemental plans or a tailored private policy. It´s mandatory in Germany.
Protection
Essential insurances like liability, legal, and disability cover safeguard your financial health against life's uncertainties.
Independence
Invest in your future with household and life insurance, alongside smart pension and investment strategies.
Let's talk about your situation.
Book a non-binding appointment now!

4 Simple Steps to your Health Insurance

Consultation:

In our initial talk, we'll address your questions and explore how my services can best assist your insurance needs.

Assesment:
We'll conduct a thorough health check and guide you smoothly through the medical risk assessment process.

Analysis:
I'll  meticulously compare over 5000 tariffs from 100+ insurers to craft the perfect insurance proposal for you.
Completion:
Once you've reviewed all the details, I'll manage the final steps, ensuring a seamless transition to your new coverage.
Let's talk about your situation.
Book a non-binding appointment now!

Insurance blog

Coming soon.

About Felix Kugelmann

Felix Kugelmann

I fluently speak English and German, bridging language barriers with ease.
My focus is on expats, understanding your specific challenges in Germany.
As an expat's spouse, I've lived the complexities you're facing.
I bring over 20 years of expertise in the insurance industry to the table.
I'm a certified Insurance Broker, licensed by the German Chamber of Commerce.
At ottonova, I innovated insurance solutions specifically for expats, showing my commitment to tailored services.

Frequently asked questions

What are the key differences between public and private health insurance in Germany?

Franz jagt im komplett verwahrlosten Taxi quer durch Bayern. Zwölf Boxkämpfer jagen Viktor quer über den großen Sylter Deich. Vogel Quax zwickt Johnys Pferd Bim.

How does the health insurance requirement affect my German visa application?

Franz jagt im komplett verwahrlosten Taxi quer durch Bayern. Zwölf Boxkämpfer jagen Viktor quer über den großen Sylter Deich. Vogel Quax zwickt Johnys Pferd Bim.

What other types of insurance should i consider as an expat or entrepreneur in Germany?

Franz jagt im komplett verwahrlosten Taxi quer durch Bayern. Zwölf Boxkämpfer jagen Viktor quer über den großen Sylter Deich. Vogel Quax zwickt Johnys Pferd Bim.

Let's talk.

Pick a free date.
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